Last updated: 28 March 2026
See how your DriveScore affects your insurance premiums
India's driving safety at a glance
You drive safer than 78% of drivers in Karnataka
KA-01-AB-1234
KA-01-CD-5678
18 powerful capabilities powering India's driving credit ecosystem
Score-based license renewal, suspension, and ban thresholds
Required for bus, truck, taxi permits and school bus drivers
Commercial vehicles are only 5% of total vehicles but cause 28% of fatal accidents. DriveScore makes scoring mandatory for all commercial permits.
2-year probation with stricter monitoring for new license holders
Separate score cards for each vehicle type with weighted composite
Separate scoring for two-wheeler, four-wheeler, commercial, and heavy vehicles ensures fair assessment across vehicle categories.
Household aggregate score with parental accountability for new drivers
Parents are held accountable for new drivers. Household aggregate score useful for family insurance policies.
PUC certificate, fitness tracking, and maintenance alerts linked to score
PUC certificates, fitness certificates, and maintenance schedules are tracked and linked to your DriveScore.
Context-aware penalties: rain, school zones, and peak hours multipliers
Voluntary opt-in device tracking harsh braking, speeding, night driving
Opt-in telematics plugin earns bonus score boost by tracking safe driving behaviors like smooth braking and speed compliance.
Live score, push notifications, score history, and dispute mechanism
Real-time score updates, push notifications for violations, complete history, and built-in dispute mechanism all accessible on mobile.
Certified dashcams auto-upload footage for crowd-sourced enforcement
Government-certified dashcams auto-upload footage. Reporters of violations via dashcam get a score boost as reward.
Computer vision detects helmet, phone usage, wrong-way, lane violations
AI detects: no helmet, phone usage while driving, wrong-way driving, lane cutting, and not yielding to ambulances.
Bulk dashboard for Ola, Uber, Swiggy, Zomato, logistics — B2B SaaS
B2B SaaS dashboard for fleet operators to monitor driver scores, set thresholds, and enforce safety standards across their fleet.
High-score driver vehicles worth more, partner with Cars24, Spinny
Vehicles driven by high-score drivers are worth more. Partnerships with Cars24, Spinny, and CarDekho for verified valuation.
Banks use DriveScore alongside CIBIL for vehicle loan decisions
Low DriveScore means higher interest rates. Banks use DriveScore alongside CIBIL for comprehensive risk assessment on vehicle loans.
FASTag integration with 5-10% toll discount and priority parking
High-score drivers get 5-10% toll discounts via FASTag integration and priority parking at smart city lots.
Score roads, not just drivers — flag high-violation stretches for redesign
High-violation road stretches flagged for redesign. Data feeds to NHAI and PWD for infrastructure improvements.
Earn points back through courses, tests, and court-mandated workshops
CIBIL-like dispute system with proof upload and 7-day review
Upload proof, get a 7-day review, and wrongful deductions are reversed. Fair and transparent like CIBIL's dispute mechanism.
A transparent, data-driven system — just like CIBIL for driving
Traffic cameras, e-challan system, ITMS, FASTag, and police reports feed violations into DriveScore in real-time.
AI engine processes violations by severity, frequency, and recency. Positive behaviors boost your score over time.
Every driver gets a score from 300-900, categorized into tiers from Red Zone to Platinum Driver.
Insurance companies, RTOs, employers, and lenders use your score for pricing, licensing, and decisions.
Score increased! Your DriveScore went up by 12 points this month.
2 hours agoNew insurance offer! ICICI Lombard is offering 22% discount based on your score.
1 day agoVehicle fitness reminder: KA-01-AB-1234 fitness certificate expires in 30 days.
3 days ago